Hyatt Legal Plan – A Popular Group Legal Plan Choice

Although there are a number of legal plans available, there are only a few major players in the legal plan services field. Hyatt Legal plans, a wholly owned subsidiary of MetLife, is a major provider of group legal plans in the workplace. Group legal plans have become a standard employee benefit, and offer low cost legal assistance for employees that is deducted automatically from their payroll check. If you are an employer or an employee, you may want to consider utilizing a Hyatt Legal Plan.Employer offered legal plans have risen in popularity over the last decade or so. As more people have become familiar with a legal service plan, companies have made these plans more available. Legal plans are attractive to employers because they have have tangible benefits, but do not have high administrative costs for the company. For a low monthly fee, which is withdrawn directly from their paycheck, an employee can have access to an attorney, and receive both complimentary and reduced price services. While a legal plan is something an employee may not purchase on their own, having it directly available to them is an added benefit. This in turn, contributes to a more stable work environment, as the employee will have help with any legal problems that might affect their job performance.Although the Hyatt legal plan is available individually, it is only offered in a limited amount of states. The primary focus for the plan is as a group benefit directly to companies. These plans service nearly three million employees and related family members, and have a network of more than 9,000 attorneys. In addition to the attorneys, Hyatt legal plan also has customer service representatives available to assist with information about plan benefits.Group plan coverage addresses a variety of legal issues, and provides comprehensive support on a variety of legal issues. Typical plan services of will and trust preparation, general telephone consultations, and document review are covered, but group plans offer assistance in a wide variety of other areas. Some of the the services in a group plan include assistance with traffic court, debt matters, and estate planning.Some group legal plans may have limitations or exclusions, such as employment or company related matters where the employee has a conflict with the company they work for. If you are an employee using a group legal plan, its important that you are aware of any exclusions or limits a coverage that may exist. Also, you may have to pay extra for additional plan services.Having a group legal plan can be an additional benefit for an employee. If you are an employer, you may want to consider offering a Hyatt Legal Plan to your employees, as they offer a wide variety of legal benefits at a low monthly cost. Group legal plans provide can be a valuable asset to your benefit options.

Spa And Hot Tub Heat Conservation

It is a known fact that hot tubs and spas heat water. This is why it is always better to aim to conserve as much of this heat as possible with these tips.Covering your spa saves energy:As heat rises, keeping your spa covered helps in retaining the heat that is generated in the spa. This is why most of the modern spas have well-insulated shells. With a cover that is in good condition, ensuring that the tie straps are snugly fit and latched when the spa is not in use helps in reducing leakage of heat.However with deteriorated spa covers, heat leaks at the hinge-fold and spa shell rim with improper seating of the edges of the cover. If you find your spa cover to be heavy, it means that the foam core insulation is water logged. However as water logged covers have no R-value, it only leads to wastage of heating dollars. Instead, opt for a high quality replacement spa cover that saves energy, lasts longer, is more resistant to water absorption and helps in improving the beauty of the spa.The benefits of Creating Windbreaks:Windbreaks have to be created around the spa not only for privacy sakes, but also for reducing wind exposure that can lead to heat loss. Privacy panels, fencing, spa enclosures, coveralls and shrubs also work as effective windbreaks.Tips for thermostat settings:Factory spas have a high temperature limit of 104 degrees F. however by reducing the temperature to 102 degrees F; overall energy consumption is reduced considerably as you need more energy to heat additional degrees of your spa water.What to do when going for a vacation:When on a vacation, the thermostat has to be reduced. If you will not be around for a week or more during the warmer months, the heater can either be switched off or set at lowest levels. However in freezing weather, heating has to be maintained to prevent damage to pipes and plumbing during to freezing. Heating can be avoided if the spa is winterized, and its water removed from plumbing system.Tips for off-peak heating:Check with your power company to see if they offer reduced rates on power utilities during off peak hours, because of lowest demands. If your spa has a timer circuit, you could program your thermostat to heat the spa during off-peak heating. With a well insulated spa and a good cover, it is possible to maintain heat for a few hours, even when heater is switched off.Blowers, lights and air jets used in spas:The air induction jets in the spa offers soothing massage when in the spa. However by inducing air into the spa, it lowers the water temperature that has to be replaced with the spa heater. Do switch off air and water lights when the spa is not used.Though powered air blowers were once popular, they are not favored. In fact, when buying new spas today, it is recommended not to buy one that has an air blower motor. These spas are not only loud; they consume lots of energy and lowers the water temperature rapidly.Better and more expensive spas have adjustable hydro jets in them that induces warmed air from the equipment cabinet into the water. This is a better option for your spa than a motor driven blower.About plumbing system and filter cartridge in spas:The filters in the spa have to be cleaned with every water change and with non-foaming filter cleaning compound every 3 to 4 months. This is because a clogged spa filter reduces the circulation of the spa water, and strains the pump. Clogged filters also makes your heater element perform less efficiently. Filters have to be replaced annually for the peak performance of the spa, cleaner water and savings in energy.Use a spa system flush for flushing the plumbing system and heater element when changing the water in the spa. This helps maintain uninterrupted water flow the efficient working of your heater element.The floating thermal blanket reduces loss of heat with insulation and reduction of evaporation. Though a small investment is required for this blanket, it brings with itself Hugh returns with the added advantage of maintaining the build up of moisture in the spa to a minimum. This helps increase the life of the spa cover.How to conserve water:Water should not be wasted. So repair leaks if required, and adjust jets to ensure the streams of hot water are not sent to the deck.Tips To Follow When Shopping for a New Spa:When buying a new spa to replace an obsolete and energy wasting spa, shop wisely. Never overbuy horsepower as some manufacturers play the jet and horsepower numbers game. Remember that the more jets they offer, the more horsepower that is required for feeding the jets.
More than the number of jets, the design and engineering of the spa is important. With a well designed spa, you don’t need numerous jets for a soothing and vigorous hydro massage. Remember that the larger is the pump motor, the more power it consumes for its running. This in turn leads to huge power bills.

Making the Connection – Mind, Body, Spirit

Did you know that when you experience pain either physically or mentally–any pain–it is your body’s way of communicating with you? Have you ever considered that the origin of this pain may not be connected to the specific part of your body experiencing the pain? Have you ever wondered if the origin of the pain may be connected to another time or experience in your life that you have forgotten?Through pain, your body is working to get your attention. The key is to begin to listen.Your body is resilient and has an incredible capacity to handle stress and emotional issues, it can absorb a lot. But is it necessary to put your body through all this emotional effort on a regular basis? Is it worth it? When you deny your emotional issues or ignore the fact that your body is stressed out; sooner or later your body breaks down and you experience the pain–diagnosed as migraine headaches, MS, Lupus, Fibromyalgia, Chronic Fatigue, Cancer, Diabetes, TMJ, PMS, and the list goes on.You don’t need to play macho with your body, doing the ‘stiff upper lip’ method–’I'm tough, I can take it,’ ‘I can handle anything,’ or I’m responsible for everyone else’ routine. Whether you pretend you’re OK or not, over a period of time, your body just breaks down. You can give your body a break by beginning to resolve those emotional issues, which are hurting you.When you experience a pain in your neck, make the connection. Your neck is where your power to speak resides–the throat chakra. The question is–Are you expressing your truth? Your throat chakra is connected to your feet. What is going on in your life that you ‘Can’t stand?’, thus causing you to give yourself a pain in the neck. Who is being a pain in the neck? If you are not addressing your truth, you will get stuck or blocked in life and you will not move forward productively. You may think you are moving forward every day, but, nonetheless, you may be stuck on a particular issue and not really moving forward. Do you have periods when everything you want to accomplish seems like you are walking up a steep hill or in molasses, even though what you want to accomplish is nothing new and you have done it a hundred times? Ask yourself, “Do I want to continue this project, or did I say, “Yes,” because I don’t want to say, “No?” What is your truth? What do you want? “I will avoid pain, grief, stress, misery.” “What I want is ____.” (State this clearly and precisely.)Knee pain (problems) originates in the shoulders. Shoulders represent our ability to carry our experiences in life joyously. We make life a burden by our attitude–taking on responsibility that does not belong to us. If you feel responsible for everyone in your life, that’s a lot of weight and molecules to ‘shoulder.’ With that much weight, no wonder your knees are hurting in their effort to hold up all those people. Why have surgery to repair or replace your knee(s), when you can eliminate the burden from your knees–and shoulders–and free yourself of the excess weight? By having surgery you will simply continue to create the same problem and be back to the same predicament in a year or two.Sinusitis, colds, respiratory issues, earaches and asthma are connected to your first chakra, which holds all your belief systems and your relationships, especially your family–irritation to one person, someone close.Sinus medicine cannot clear your first chakra of emotional issues lodged in your sinus cavities. Only you have the power to resolve those for yourself. Herbal supplements can support your immune system so it can do its job, but you still need to clear the emotional issues to completely eliminate sinus issues. You need to uncover the reason for the irritation.Your jaws are connected to your generative chakra–hips. The consciousness of TMJ is directly related to the misalignment of this chakra and your creativity. So if you are experiencing TMJ or any jaw misalignment–listen to your truth–Who/what are you angry at? Who/what do you resent? Do you have a desire to have revenge? What are you creating? Are you clenching your jaws or grinding your teeth–thus blocking yourself from creating a more fulfilling life.These are merely a few of the many ways our body communicates to us that we need to change something. From this point forward when your body has pain, ask your body, “What is the pain about?” Pay attention to the response. For example: Close your eyes. Take a deep breath and blow out the breath with a big whoosh. Ask yourself: “Why do I have a pain in my neck?” If the thought comes to you that you did something you aren’t comfortable doing–pay attention to that thought. Expand on that thought. Maybe you said, ‘Yes,’ to something you didn’t want to do. Maybe you talked yourself into doing something because someone else did it. Ask yourself many questions. If your response leads you to say, I want___. Notice if the pain you were experiencing has subsided or is completely gone. If the pain has subsided or is completely gone–you can be certain you have the right answer. If not, continue to explore and ask the question–What is the pain about? Initially this process may take several sessions over a few days, before you are certain of the answer. After you are accustomed to using this technique you will be certain of the answer on the first or second exploration.Many people want guidance in perfecting this technique and seek professional help. Mind, Body, Spirit healing is the most effective modality in facilitating or teaching this process.